Terms & Conditions

Welcome to ArthaSadhana (“we,” “our,” or “us”). By accessing or using our website https://arthasadhana.com and related mobile applications (collectively, the “Service”), you agree to comply with and be bound by these Terms & Conditions (“Terms”). If you do not agree to these Terms, please do not use the Service.

Eligibility

  • You must be at least 18 years old or have the consent of a parent or legal guardian to use the Service.
  • The Service is not intended for individuals under the age of 13. We do not knowingly collect personal information from children under 13 in compliance with the Children’s Online Privacy Protection Act (COPPA).
  • By using the Service, you confirm that you meet these requirements.

Definitions

  • “Service” refers to our website, mobile applications, and any related services.
  • “User” means any individual or entity accessing or using the Service.
  • “Content” includes text, images, audio, video, data, software, and other materials.

User Conduct

You agree not to:

  • Use the Service for any unlawful, harmful, or fraudulent activity.
  • Upload, post, or share any content that is defamatory, obscene, offensive, or violates third-party rights.
  • Engage in spam, phishing, hacking, or other malicious activities.
  • Misuse our intellectual property or attempt to reverse-engineer any part of the Service.

User-Generated Content

  • If you submit or upload any content to the Service, you grant us a worldwide, non-exclusive, royalty-free, transferable license to use, reproduce, modify, adapt, publish, translate, and distribute it.
  • You are solely responsible for any content you submit and must ensure it does not infringe any laws or third-party rights.
  • We reserve the right to remove or block any content that violates these Terms.

Intellectual Property

  • All intellectual property rights in the Service, including text, images, logos, and software, are owned by or licensed to Artha Sadhana.
  • You may not copy, modify, distribute, sell, or lease any part of the Service without our prior written consent.

Third-Party Links & Services

  • The Service may contain links to third-party websites or services. We do not endorse or assume responsibility for these external sites.
  • Your use of third-party services will be subject to their own terms and privacy policies.
  • We may use third-party providers (such as hosting, analytics, and payment processors) to operate the Service. Please review our Privacy Policy for more details.

Payments, Subscriptions & Refunds (If Applicable)

  • Certain features may require payment or subscription. All payments are processed through secure third-party gateways.
  • Subscription services will automatically renew unless cancelled at least 24 hours before the renewal date.
  • Refund requests will be handled in accordance with applicable laws and platform policies (Google Play Store / Apple App Store).

Termination

We reserve the right to suspend or terminate your access to the Service, without notice, if:

  • You breach these Terms.
  • Your actions cause harm or risk to the Service or other users.
    Upon termination:
  • Your account and access to content may be revoked.
  • We may retain certain data as required by law.

Disclaimers

  • The Service is provided “as is” and “as available” without warranties of any kind.
  • We do not guarantee uninterrupted or error-free operation of the Service.
  • To the fullest extent permitted by law, we disclaim liability for any indirect, incidental, or consequential damages.

Limitation of Liability

To the extent permitted by law:

  • Our liability for any claim related to the Service shall not exceed the amount you paid to us (if any) during the 12 months prior to the claim.
  • We are not responsible for loss of data, profits, goodwill, or other intangible losses.

Indemnification

You agree to indemnify and hold harmless Artha Sadhana, its directors, officers, employees, and partners from any claims, liabilities, damages, or expenses arising out of:

  • Your use or misuse of the Service.
  • Your violation of these Terms.
  • Your infringement of any rights of another.

Governing Law & Jurisdiction

  • These Terms are governed by the laws of India.
  • Any disputes shall be subject to the exclusive jurisdiction of the courts in Jalna, Maharashtra, India.

Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions will remain in full effect.

Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and Artha Sadhana regarding the Service and supersede any prior agreements.

Changes to These Terms

We may update these Terms from time to time.

  • Changes will be effective upon posting to the Service with an updated “Effective Date.”
  • For significant changes, we may notify you via email or in-app notification.

Contact Us

If you have any questions about these Terms, please contact us at:

ArthaSadhana
Email:  info@arthasadhana.com
Website: https://arthasadhana.com